AUSTIN TEXAS FHA LOANS
Your FHA Loan Specialist in Austin and Central Texas

Welcome to Austin Texas FHA Loans! We are your FHA Loan expert for Austin, Round Rock, Cedar Park and all of Central Texas.

Whether you are a first-time home buyer or want to refinance out of your existing high rate mortgage, you've come to the best source – Austin Texas FHA Loans at Urban Austin Mortgage. We make the FHA Loan process simple and as stress free as possible, by guiding you through each step of the FHA home loan process and staying in constant communication. For answers to the most common questions about FHA Loans, go to our FHA LOAN FAQ page.

Our easy, secure online FHA loan application lets you start the FHA loan process and return, at your convenience, any time day or night, to complete the application. Our personal loan center allows you complete access to your loan files 24/7. You can complete a saved FHA loan application, view current status on the steps required for closing and view and sign disclosures and documents related to your application. Using either our DirectFax or easy upload process, you can send us your supporting loan documents from the comfort of your home or office.

FHA LOAN PURCHASE
There are many reasons an FHA Loan might be right for you. Since an FHA Loan is insured by the Federal Government, the qualifying requirements can be easeir than a conventional loan. FHA Loans require a low down payment of 3.5%. And your downpayment is allowed to be a gift from a family member. Sellers are also allowed to pay for closing costs on an FHA Loan. If you have an existing FHA Loan, it can be refinanced when interest rates drop without a pre-payment penalty. For the best FHA Loan rates and quick, responsive customer service, you can rely on an Austin Texas Approved FHA Lender like Austin Texas FHA Loans at Urban Austin Mortgage. To learn more about new FHA Loans, please see our FHA LOANS PURCHASE page.

FHA LOAN REFINANCE
FHA offers several different loan programs for homeowners who want an FHA Refinance mortgage. If your property has increased in market value since your home was purchased, a Cash Out refinance will allow you to access the equity that you've built up in your home and put it to good use where needed. Homeowners can also refinance to reduce the interest rate on their current FHA Loan and reduce their monthly mortgage loan payments. If you are looking to refinance your high interest rate subprime loan, an FHA Refinance Loan could be the answer since FHA Loans accept borrowers with less than perfect credit. To learn more about your FHA Loan Refinance options, please visit our FHA LOAN REFINANCE page.

There are many changes being made to FHA and other government insured home loan programs. To stay up to date on all information and changes, join our AUSTIN TEXAS FHA LOAN BLOG.

Applying for an FHA Home Loan or FHA Refinance Loan couldn't be easier! Using our easy secure online application, you can start your FHA Loan process and return later to finish it at your convenience. And once your FHA Loan processing is underway, you'll have your own secure status page on our website, so you can check the progress of your FHA Loan at any time 24x7! Use the "Customer Login" link at the top right of any page on our site to stay up to date with your loan!